Covid Update

 

The safety, health, and well-being of our customers and employees are very important to us. Because of this, beginning Monday, December 14th, our lobbies at the Main Office and at all Branch Locations will be closed. We ask that you use our drive thru which will be fully staffed to handle your transactions as quickly as possible. As always, you may continue to use our fleet of ATMs, Internet Banking, the First Piedmont APP, TXT banking, and our BankLine24 system. If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at [email protected]. Thank you for your cooperation during this unusual period. 

 

First Piedmont – Our “Prime Interest” is YOU!

  • CDs
  • IRAs

Terms: 7 Days to 5 Years

7 - 31 Days CD Terms:

  • $2,500.00 minimum opening deposit
  • $2,500.00 minimum balance required

 
91 Days - 5 Years CD Terms:

  • $100.00 minimum opening deposit
  • $100.00 minimum balance required

 
Both Term Options:

  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Regular CD

  • Amounts less than $100,000.00

 
Fixed Rates:

  • Term 1 Year or less - Interest paid at maturity
  • Term over 1 year - Interest paid quarterly

 
Variable Rates:

  • Interest paid monthly

 
All Rate Options:

  • May deposit anytime
  • Interest rate and annual percentage yield may change at our discretion.
  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Jumbo CD

  • Amounts of $100,000.00 and over

 
30 Days to 1 Year Terms:

  • Interest paid at maturity
  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Traditional IRA

  • Tax-deferred retirement savings
  • Tax deductible contributions

Roth IRA

  • Retirement savings
  • Qualified withdrawals are tax free

Education IRA

  • Tax-deferred earnings and qualified distributions are tax free for higher education expenses

 

 

   Helpful Links

   About Us

   Personal Banking

   Business Banking

   Customer Protection

   Help

   Online Contact Form

   Support

 

   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm

Saturday:
1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

   Other Info

   BankLine24
   Lost or Stolen ATM and Debit Cards
   Loan Payments
   Reorder Checks