CDs & IRAs

January 22, 2021 4:03 AM

Covid Update

The safety, health, and well-being of our customers and employees are very important to us. Because of this, beginning Monday, December 14th, our lobbies at the Main Office and at all Branch Locations will be closed. We ask that you use our drive thru which will be fully staffed to handle your transactions as quickly as possible. As always, you may continue to use our fleet of ATMs, Internet Banking, the First Piedmont APP, TXT banking, and our BankLine24 system. If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at [email protected]. Thank you for your cooperation during this unusual period.

First Piedmont – Our “Prime Interest” is YOU!

CDs
IRAs

Terms: 7 Days to 5 Years

7 - 31 Days CD Terms:

$2,500.00 minimum opening deposit
$2,500.00 minimum balance required

91 Days - 5 Years CD Terms:

$100.00 minimum opening deposit
$100.00 minimum balance required

Both Term Options:

Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
Fees may reduce earnings

Regular CD

Amounts less than $100,000.00

Fixed Rates:

Term 1 Year or less - Interest paid at maturity
Term over 1 year - Interest paid quarterly

Variable Rates:

Interest paid monthly

All Rate Options:

May deposit anytime
Interest rate and annual percentage yield may change at our discretion.
Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
Fees may reduce earnings

Jumbo CD

Amounts of $100,000.00 and over

30 Days to 1 Year Terms:

Interest paid at maturity
Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
Fees may reduce earnings