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Be Aware of Social Engineering Scams!

 

First Piedmont will never contact you and ask for your account number, debit card number, social security number, or other personal identifying information; we already know it. If you are contacted by someone who identifies themselves as an employee or associate of First Piedmont and they ask you to provide the type of identifying information mentioned above, DO NOT provide it. Instead, hang up and contact your local branch office so they can verify the calls legitimacy. 

 

If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at questions@firstpiedmont.com. Thank you for your cooperation. 

 

First Piedmont – Our “Prime Interest” is YOU!

  • CDs
  • IRAs

Terms: 7 Days to 5 Years

7 - 31 Days CD Terms:

  • $2,500.00 minimum opening deposit
  • $2,500.00 minimum balance required

 
91 Days - 5 Years CD Terms:

  • $100.00 minimum opening deposit
  • $100.00 minimum balance required

 
Both Term Options:

  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Regular CD

  • Amounts less than $100,000.00

 
Fixed Rates:

  • Term 1 Year or less - Interest paid at maturity
  • Term over 1 year - Interest paid quarterly

 
Variable Rates:

  • Interest paid monthly

 
All Rate Options:

  • May deposit anytime
  • Interest rate and annual percentage yield may change at our discretion.
  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Jumbo CD

  • Amounts of $100,000.00 and over

 
30 Days to 1 Year Terms:

  • Interest paid at maturity
  • Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
  • Fees may reduce earnings

Traditional IRA

  • Tax-deferred retirement savings
  • Tax deductible contributions

Roth IRA

  • Retirement savings
  • Qualified withdrawals are tax free

Education IRA

  • Tax-deferred earnings and qualified distributions are tax free for higher education expenses

Tax rules can be complicated, this information is intended to serve as a general overview. Before making any decisions, you should speak with a qualified tax advisor for deductibility and contribution limits.

 

 

   Helpful Links

   About Us

   Personal Banking

   Business Banking

   Customer Protection

   Help

   Online Contact Form

   Support

 

   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm
 

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

   Other Info

   BankLine24
   Lost or Stolen ATM and Debit Cards
   Loan Payments
   Reorder Checks