CDs & IRAs

Terms: 7 Days to 5 Years

7 - 31 Days CD Terms:

• $2,500.00 minimum opening deposit
• $2,500.00 minimum balance required

 
91 Days - 5 Years CD Terms:

• $100.00 minimum opening deposit
• $100.00 minimum balance required

 
Both Term Options:

• Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
• Fees may reduce earnings

Regular CD

• Amounts less than $100,000.00

 
Fixed Rates:

• Term 1 Year or less - Interest paid at maturity
• Term over 1 year - Interest paid quarterly

 
Variable Rates:

• Interest paid monthly

 
All Rate Options:

• May deposit anytime
• Interest rate and annual percentage yield may change at our discretion.
• Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
• Fees may reduce earnings

Jumbo CD

• Amounts of $100,000.00 and over

 
30 Days to 1 Year Terms:

• Interest paid at maturity
• Grace period of 7 days from maturity date to withdraw funds or change account terms. Penalty for early withdrawal.
• Fees may reduce earnings

Traditional IRA

• Tax-deferred retirement savings
• Tax deductible contributions

Roth IRA

• Retirement savings
• Qualified withdrawals are tax free

Education IRA

• Tax-deferred earnings and qualified distributions are tax free for higher education expenses