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Mortgage Loans

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November 21, 2024 1:36 AM

Be Aware of Social Engineering Scams!

First Piedmont will never contact you and ask for your account number, debit card number, social security number, or other personal identifying information; we already know it. If you are contacted by someone who identifies themselves as an employee or associate of First Piedmont and they ask you to provide the type of identifying information mentioned above, DO NOT provide it. Instead, hang up and contact your local branch office so they can verify the calls legitimacy.

If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at questions@firstpiedmont.com. Thank you for your cooperation.

First Piedmont – Our “Prime Interest” is YOU!

Mortgage Loan Services
Items that may be needed for a Mortgage Loan.

Purchase & Refinance

Fixed Rate Mortgage

These home loans feature a fixed interest rate for the life of your home loan, so your monthly payments (principal and interest) will always be the same. We offer financing terms from 10 to 30-years. Other choices and options available - please contact your loan officer for more details.

Adjustable Rate Mortgage

Also called ARM loans, adjustable rate mortgages have an interest rate feature that adjusts over the life of the loan. An ARM may be attractive to you if you desire a slightly lower interest rate during the initial stages of owning your home.

New Construction

For over 60 years, First Piedmont has been helping families build their dream homes. Our experience has enabled us to streamline the process of obtaining a Construction/Permanent Loan. Beginning with the application and throughout construction, our goal is to make the process as smooth and stress-free as possible. We offer a single closing to save you time and money.

Renovation

If you have a home that needs some renovation or an addition, this program may be the one for you. You only have one payment during the renovation process. Upon the loan closing, renovation funds are held to pay an approved builder in accordance with a pre-approved construction schedule.