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Personal Banking

 

 

DEPOSIT RATES

RATES EFFECTIVE 12/18/24 

 

   Interest Rate APY Minimum Balance To Obtain APY Minimum Balance To Open
Checking 
 No Fee  N/A N/A N/A $100.00
 Checking - NOW  0.75% 0.75% $500.00 $400.00
 Money Market  1.20% 1.21% $1,000.00 $1,000.00
 Investment   0.50%  0.50% $1,000.00 $1,000.00
 Platinum   1.20%  1.21% $5,000.00 $5,000.00
 High Yield  1.10% 1.11% $2,500.00 $2,500.00
   1.15% 1.16% $15,000.00 $2,500.00
   1.20% 1.21% $50,000.00 $2,500.00
Business N/A  N/A N/A $250.00
 
Savings
Statement 1.75% 1.77% $150.00 $150.00
Christmas Club  0.50%  0.50%  $25.00  $25.00
Custodial 0.50%  0.50%  $25.00  $25.00
Health 0.50% 0.50% $150.00  $150.00
 
CDs - Fixed        
91 Days 0.20% 0.20% $100.00 $100.00
182 Days (6 Months) 1.75%  1.77% $100.00 $100.00
 9 Months 0.30% 0.30% $100.00 $100.00
1 Year 0.30% 0.30% $100.00 $100.00
13 Months 0.30% 0.30% $100.00 $100.00
18 Months 0.30% 0.30% $100.00 $100.00
 2 Years 1.20% 1.21% $100.00 $100.00
30 Months (2.5 Years) 0.30% 0.30% $100.00 $100.00
3 Years 0.30% 0.30% $100.00 $100.00
4 Years 0.30% 0.30% $100.00 $100.00
5 Years 0.30% 0.30% $100.00 $100.00
                        
CDs - Variable
91 Days 0.20%  0.20% $100.00 $100.00
182 Days (6 Months) 1.75% 1.77% $100.00 $100.00
 
IRA - Variable
18 Months 0.30%  0.30% $100.00 $100.00
2 Years 1.20% 1.21% $100.00 $100.00
         
RATES SUBJECT TO CHANGE
 

                                                                                                APY IS THE ANNUAL PERCENTAGE YIELD
 

                               FEES MAY REDUCE EARNINGS

                                                                                                PENALTY FOR EARLY WITHDRAWAL

 

 

Be Aware of Social Engineering Scams!

 

First Piedmont will never contact you and ask for your account number, debit card number, social security number, or other personal identifying information; we already know it. If you are contacted by someone who identifies themselves as an employee or associate of First Piedmont and they ask you to provide the type of identifying information mentioned above, DO NOT provide it. Instead, hang up and contact your local branch office so they can verify the calls legitimacy. 

 

If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at questions@firstpiedmont.com. Thank you for your cooperation. 

 

First Piedmont – Our “Prime Interest” is YOU!

 

 

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   About Us

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   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm
 

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

   Other Info

   BankLine24
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