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Savings / CD Rates

January 28, 2023 5:00 AM

Personal Banking

DEPOSIT RATES

RATES EFFECTIVE 01/25/23

	Interest Rate	APY	Minimum Balance To Obtain APY	Minimum Balance To Open
Checking
No Fee	N/A	N/A	N/A	$100.00
Checking - NOW	0.005%	0.005%	$500.00	$400.00
Money Market	0.005%	0.005%	$1,000.00	$1,000.00
Investment	0.005%	0.005%	$1,000.00	$1,000.00
Platinum	0.005%	0.005%	$5,000.00	$5,000.00
High Yield	0.001%	0.001%	$2,500.00	$2,500.00
	0.002%	0.002%	$15,000.00	$2,500.00
	0.005%	0.005%	$50,000.00	$2,500.00
Business	N/A	N/A	N/A	$250.00

Savings
Statement	0.003%	0.003%	$150.00	$150.00
Christmas Club	0.003%	0.003%	$25.00	$25.00
Custodial	0.003%	0.003%	$25.00	$25.00
Health	0.003%	0.003%	$150.00	$150.00

CDs - Fixed
7-31 Days	0.002%	0.002%	$2500.00	$2500.00
91 Days	0.01%	0.01%	$100.00	$100.00
182 Days (6 Months)	0.02%	0.02%	$100.00	$100.00
9 Months	0.02%	0.02%	$100.00	$100.00
1 Year	0.03%	0.03%	$100.00	$100.00
13 Months	0.03%	0.03%	$100.00	$100.00
18 Months	0.03%	0.03%	$100.00	$100.00
2 Years	0.07%	0.07%	$100.00	$100.00
30 Months (2.5 Years)	0.07%	0.07%	$100.00	$100.00
3 Years	0.07%	0.07%	$100.00	$100.00
4 Years	0.07%	0.07%	$100.00	$100.00
5 Years	0.07%	0.07%	$100.00	$100.00

CDs - Variable
91 Days	0.01%	0.01%	$100.00	$100.00
182 Days (6 Months)	0.02%	0.02%	$100.00	$100.00

CDs - Jumbo
30 Days	0.005%	0.005%	$100,000.00	$100,000.00
60 Days	0.01%	0.01%	$100,000.00	$100,000.00
91 Days	0.01%	0.01%	$100,000.00	$100,000.00
182 Days	0.02%	0.02%	$100,000.00	$100,000.00
1 Year	0.03%	0.03%	$100,000.00	$100,000.00

IRA - Variable
18 Months	0.03%	0.03%	$100.00	$100.00
2 Years	0.07%	0.07%	$100.00	$100.00

RATES SUBJECT TO CHANGE APY IS THE ANNUAL PERCENTAGE YIELD FEES MAY REDUCE EARNINGS PENALTY FOR EARLY WITHDRAWAL

It is your money, don't lose it, protect it!

Fraud and social engineering Scams are at an all time high. Do not give your sign-on ID or Password to anyone. If, you give your password to others, the loss of your money will become your responsibility. Please protect your account information and your password.

If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at questions@firstpiedmont.com. Thank you for your cooperation during this unusual period.

First Piedmont – Our “Prime Interest” is YOU!