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Personal Banking

 

 

DEPOSIT RATES

RATES EFFECTIVE 10/22/25 

 

   Interest Rate APY Minimum Balance To Obtain APY Minimum Balance To Open
Checking 
 No Fee  N/A N/A N/A $100.00
 Checking - NOW  0.75% 0.75% $500.00 $400.00
 Money Market  1.20% 1.21% $1,000.00 $1,000.00
 Investment   0.50%  0.50% $1,000.00 $1,000.00
 Platinum   1.20%  1.21% $5,000.00 $5,000.00
 High Yield  1.10% 1.11% $2,500.00 $2,500.00
   1.15% 1.16% $15,000.00 $2,500.00
   1.20% 1.21% $50,000.00 $2,500.00
Business N/A  N/A N/A $250.00
 
Savings
Statement 1.75% 1.77% $150.00 $150.00
Christmas Club  0.50%  0.50%  $25.00  $25.00
Custodial 0.50%  0.50%  $25.00  $25.00
Health 0.50% 0.50% $150.00  $150.00
 
CDs - Fixed        
91 Days 0.20% 0.20% $100.00 $100.00
182 Days (6 Months) 1.75%  1.77% $100.00 $100.00
 9 Months 0.30% 0.30% $100.00 $100.00
1 Year 0.30% 0.30% $100.00 $100.00
13 Months 0.30% 0.30% $100.00 $100.00
18 Months 0.30% 0.30% $100.00 $100.00
 2 Years 1.20% 1.21% $100.00 $100.00
30 Months (2.5 Years) 0.30% 0.30% $100.00 $100.00
3 Years 0.30% 0.30% $100.00 $100.00
4 Years 0.30% 0.30% $100.00 $100.00
5 Years 0.30% 0.30% $100.00 $100.00
                        
CDs - Variable
91 Days 0.20%  0.20% $100.00 $100.00
182 Days (6 Months) 1.75% 1.77% $100.00 $100.00
 
IRA - Variable
18 Months 0.30%  0.30% $100.00 $100.00
2 Years 1.20% 1.21% $100.00 $100.00
         
RATES SUBJECT TO CHANGE
 

                                                                                                APY IS THE ANNUAL PERCENTAGE YIELD
 

                               FEES MAY REDUCE EARNINGS

                                                                                                PENALTY FOR EARLY WITHDRAWAL

 

 

Stop: Please Read Below!!

 

If you get a text, email, or phone call with a website link that you don’t know or they are pretending to be First Piedmont; Don’t become a victim! 

 

Never select the link or call them back. Immediately call 864-489-6046 (Gaffney) or 864-585-0965 (Spartanburg) if you have any questions. 

 

First Piedmont – Our “Prime Interest” is YOU!

 

 

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8:30am - 5:00pm
 

 

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