Savings / CD Rates

January 22, 2021 4:14 AM

Personal Banking

DEPOSIT RATES

RATES EFFECTIVE 04/18/18

	Interest Rate	APY	Minimum Balance To Obtain APY	Minimum Balance To Open
Checking
No Fee	N/A	N/A	N/A	$100.00
NOW	0.005%	0.005%	$500.00	$400.00
Money Market	0.005%	0.005%	$1,000.00	$1,000.00
Investment	0.005%	0.005%	$1,000.00	$1,000.00
Platinum	0.005%	0.005%	$5,000.00	$5,000.00
High Yield	0.003%	0.003%	$2,500.00	$2,500.00
	0.004%	0.004%	$15,000.00	$2,500.00
	0.005%	0.005%	$50,000.00	$2,500.00
Business	N/A	N/A	N/A	$250.00

Savings
Statement	0.003%	0.003%	$150.00	$150.00
Christmas Club	0.003%	0.003%	$25.00	$25.00
Custodial	0.003%	0.003%	$25.00	$25.00
Health	0.003%	0.003%	$150.00	$150.00

CDs - Fixed
7-31 Days	0.005%	0.005%	$2500.00	$2500.00
91 Days	0.01%	0.01%	$100.00	$100.00
182 Days (6 Months)	0.02%	0.02%	$100.00	$100.00
9 Months	0.02%	0.02%	$100.00	$100.00
1 Year	0.03%	0.03%	$100.00	$100.00
13 Months	0.03%	0.03%	$100.00	$100.00
18 Months	0.03%	0.03%	$100.00	$100.00
2 Years	0.07%	0.07%	$100.00	$100.00
30 Months (2.5 Years)	0.07%	0.07%	$100.00	$100.00
3 Years	0.07%	0.07%	$100.00	$100.00
4 Years	0.07%	0.07%	$100.00	$100.00
5 Years	0.07%	0.07%	$100.00	$100.00

CDs - Variable
91 Days	0.01%	0.01%	$100.00	$100.00
182 Days (6 Months)	0.02%	0.02%	$100.00	$100.00

CDs - Jumbo
30 Days	0.005%	0.005%	$100,000.00	$100,000.00
60 Days	0.01%	0.01%	$100,000.00	$100,000.00
91 Days	0.01%	0.01%	$100,000.00	$100,000.00
182 Days	0.02%	0.02%	$100,000.00	$100,000.00
1 Year	0.03%	0.03%	$100,000.00	$100,000.00

IRA - Variable
18 Months	0.03%	0.03%	$100.00	$100.00
2 Years	0.07%	0.07%	$100.00	$100.00

RATES SUBJECT TO CHANGE APY IS THE ANNUAL PERCENTAGE YIELD FEES MAY REDUCE EARNINGS PENALTY FOR EARLY WITHDRAWAL

Covid Update

The safety, health, and well-being of our customers and employees are very important to us. Because of this, beginning Monday, December 14th, our lobbies at the Main Office and at all Branch Locations will be closed. We ask that you use our drive thru which will be fully staffed to handle your transactions as quickly as possible. As always, you may continue to use our fleet of ATMs, Internet Banking, the First Piedmont APP, TXT banking, and our BankLine24 system. If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at [email protected]. Thank you for your cooperation during this unusual period.

First Piedmont – Our “Prime Interest” is YOU!