Personal Banking

 

 

DEPOSIT RATES

RATES EFFECTIVE 04/18/18 

 

   Interest Rate APY Minimum Balance To Obtain APY Minimum Balance To Open
Checking 
 No Fee  N/A N/A N/A $100.00
 NOW  0.005% 0.005% $500.00 $400.00
 Money Market  0.005% 0.005% $1,000.00 $1,000.00
 Investment   0.005%  0.005% $1,000.00 $1,000.00
 Platinum   0.005%  0.005% $5,000.00 $5,000.00
 High Yield  0.003% 0.003% $2,500.00 $2,500.00
   0.004% 0.004% $15,000.00 $2,500.00
   0.005% 0.005% $50,000.00 $2,500.00
Business N/A  N/A N/A $250.00
 
Savings
Statement 0.003% 0.003% $150.00 $150.00
Christmas Club  0.003%  0.003%  $25.00  $25.00
Custodial 0.003%  0.003%  $25.00  $25.00
Health 0.003% 0.003% $150.00  $150.00
 
CDs - Fixed        
 7-31 Days 0.005% 0.005% $2500.00 $2500.00
91 Days 0.01% 0.01% $100.00 $100.00
182 Days (6 Months) 0.02%  0.02% $100.00 $100.00
 9 Months 0.02% 0.02% $100.00 $100.00
1 Year 0.03% 0.03% $100.00 $100.00
13 Months 0.03% 0.03% $100.00 $100.00
18 Months 0.03% 0.03% $100.00 $100.00
 2 Years 0.07% 0.07% $100.00 $100.00
30 Months (2.5 Years) 0.07% 0.07% $100.00 $100.00
3 Years 0.07% 0.07% $100.00 $100.00
4 Years 0.07% 0.07% $100.00 $100.00
5 Years 0.07% 0.07% $100.00 $100.00
                        
CDs - Variable
91 Days 0.01%  0.01% $100.00 $100.00
182 Days (6 Months) 0.02% 0.02% $100.00 $100.00
                        
CDs - Jumbo        
30 Days 0.005% 0.005% $100,000.00 $100,000.00
60 Days 0.01% 0.01% $100,000.00 $100,000.00
91 Days 0.01% 0.01% $100,000.00 $100,000.00
182 Days 0.02% 0.02% $100,000.00 $100,000.00
1 Year 0.03% 0.03% $100,000.00 $100,000.00
 
IRA - Variable
18 Months 0.03%  0.03% $100.00 $100.00
2 Years 0.07% 0.07% $100.00 $100.00
         
RATES SUBJECT TO CHANGE
 

                                                                                                APY IS THE ANNUAL PERCENTAGE YIELD
 

                               FEES MAY REDUCE EARNINGS

                                                                                                PENALTY FOR EARLY WITHDRAWAL

 

Covid Update

 

The safety, health, and well-being of our customers and employees are very important to us. Because of this, beginning Monday, December 14th, our lobbies at the Main Office and at all Branch Locations will be closed. We ask that you use our drive thru which will be fully staffed to handle your transactions as quickly as possible. As always, you may continue to use our fleet of ATMs, Internet Banking, the First Piedmont APP, TXT banking, and our BankLine24 system. If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at [email protected]. Thank you for your cooperation during this unusual period. 

 

First Piedmont – Our “Prime Interest” is YOU!

 

 

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   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm

Saturday:
1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

   Other Info

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