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Savings / CD Rates

July 9, 2025 5:52 AM

Personal Banking

DEPOSIT RATES

RATES EFFECTIVE 7/2/25

	Interest Rate	APY	Minimum Balance To Obtain APY	Minimum Balance To Open
Checking
No Fee	N/A	N/A	N/A	$100.00
Checking - NOW	0.75%	0.75%	$500.00	$400.00
Money Market	1.20%	1.21%	$1,000.00	$1,000.00
Investment	0.50%	0.50%	$1,000.00	$1,000.00
Platinum	1.20%	1.21%	$5,000.00	$5,000.00
High Yield	1.10%	1.11%	$2,500.00	$2,500.00
	1.15%	1.16%	$15,000.00	$2,500.00
	1.20%	1.21%	$50,000.00	$2,500.00
Business	N/A	N/A	N/A	$250.00

Savings
Statement	1.75%	1.77%	$150.00	$150.00
Christmas Club	0.50%	0.50%	$25.00	$25.00
Custodial	0.50%	0.50%	$25.00	$25.00
Health	0.50%	0.50%	$150.00	$150.00

CDs - Fixed
91 Days	0.20%	0.20%	$100.00	$100.00
182 Days (6 Months)	1.75%	1.77%	$100.00	$100.00
9 Months	0.30%	0.30%	$100.00	$100.00
1 Year	0.30%	0.30%	$100.00	$100.00
13 Months	0.30%	0.30%	$100.00	$100.00
18 Months	0.30%	0.30%	$100.00	$100.00
2 Years	1.20%	1.21%	$100.00	$100.00
30 Months (2.5 Years)	0.30%	0.30%	$100.00	$100.00
3 Years	0.30%	0.30%	$100.00	$100.00
4 Years	0.30%	0.30%	$100.00	$100.00
5 Years	0.30%	0.30%	$100.00	$100.00

CDs - Variable
91 Days	0.20%	0.20%	$100.00	$100.00
182 Days (6 Months)	1.75%	1.77%	$100.00	$100.00

IRA - Variable
18 Months	0.30%	0.30%	$100.00	$100.00
2 Years	1.20%	1.21%	$100.00	$100.00

RATES SUBJECT TO CHANGE APY IS THE ANNUAL PERCENTAGE YIELD FEES MAY REDUCE EARNINGS PENALTY FOR EARLY WITHDRAWAL

Be Aware of Social Engineering Scams!

First Piedmont will never contact you and ask for your account number, debit card number, social security number, or other personal identifying information; we already know it. If you are contacted by someone who identifies themselves as an employee or associate of First Piedmont and they ask you to provide the type of identifying information mentioned above, DO NOT provide it. Instead, hang up and contact your local branch office so they can verify the calls legitimacy.

If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at questions@firstpiedmont.com. Thank you for your cooperation.

First Piedmont – Our “Prime Interest” is YOU!