Covid Update

 

The safety, health, and well-being of our customers and employees are very important to us. Because of this, beginning Monday, December 14th, our lobbies at the Main Office and at all Branch Locations will be closed. We ask that you use our drive thru which will be fully staffed to handle your transactions as quickly as possible. As always, you may continue to use our fleet of ATMs, Internet Banking, the First Piedmont APP, TXT banking, and our BankLine24 system. If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at [email protected]. Thank you for your cooperation during this unusual period. 

 

First Piedmont – Our “Prime Interest” is YOU!

  • $100 Min. Opening
  • $1,000 Min. Opening
  • $5,000+ Min. Opening
  • Classic Gold

No Fee Checking

  • $100.00 minimum opening deposit
  • No minimum balance required after opening
  • Non-interest bearing
  • No limit on checks or debits and no per item fees
  • No monthly service fees
  • Monthly statement mailed (does not include check images)
  • Free ATM Card
  • Free Debit Card available to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time" Banking - no 2:00pm cutoff

Now Checking

  • $100.00 minimum opening deposit
  • Interest bearing account
  • $500.00 balance required to earn interest
  • $400.00 minimum balance required to avoid monthly service charge
  • $5.00 monthly service charge if balance falls below required minimum
  • No limit on checks or debits; no per item fees
  • Monthly statement can include check images
  • Free ATM Card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time"' Banking - no 2:00pm cutoff
  • Fees may reduce earnings

Money Market Checking

  • $1,000.00 minimum opening deposit
  • Interest bearing account
  • $1,000.00 required to earn interest
  • $1,000.00 minimum balance required
  • $5.00 monthly service charge if balance falls below required minimum
  • 75 free withdrawals per month
  • .35 per withdrawal in excess of 75
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time" Banking - no 2:00pm cutoff
  • Fees may reduce earnings

Investment Checking

  • $1,000.00 minimum opening deposit
  • Interest bearing account
  • $1,000.00 minimum balance required
  • $5.00 monthly service charge if balance falls below required minimum
  • 6* free withdrawals per month: * 6 transfers are allowed, but only 3 of the 6 withdrawals may be by check to third parties
  • $10.00 per withdrawal in excess of 6 or in excess of 3 checks
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay available
  • "Real Time" Banking -- no 2:00pm cutoff
  • Fees may reduce earnings

Platinum Checking

  • $5,000.00 minimum opening deposit
  • Interest bearing account - interest paid at 91 day money market rate.
  • $5,000.00 balance required to eam interest
  • $5,000.00 minimum balance required
  • $10.00 monthly service charge if balance falls below required minimum
  • 75 free withdrawals per month
  • .35 per withdrawal in excess of 75
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay
  • "Real Time" Banking - no 2:00pm cutoff
  • Fees may reduce earnings

High Yield Checking

  • $15,000.00 minimum opening deposit
  • Interest bearing account - Rate depends on balance tier
  • $2,500 - 14,999
  • $15,000 - 49,999
  • $50,000 and up
  • $2,500.00 minimum balance required
  • $5.00 monthly service charge if balance falls below required minimum
  • 6* free withdrawals per month: * 6 transfers are allowed, but only 3 of the 6 withdrawals may be by check to third parties
  • $10.00 per withdrawal in excess of 6 or in excess of 3 checks
  • Monthly statement including check images
  • Free ATM card
  • Free Debit Card to qualified applicants
  • Free 24 Hour Bankline
  • Free Online Banking with free Bill Pay available
  • "Real Time" Banking - no 2:00pm cutoff
  • Fees may reduce earnings

Classic Gold

  • For Seniors, age 55 and older
  • Must also have savings or CD account along with any type checking account
  • Free custom checks
  • Free Cashiers Checks
  • Half price discount on any size safety deposit box

 

 

   Helpful Links

   About Us

   Personal Banking

   Business Banking

   Customer Protection

   Help

   Online Contact Form

   Support

 

   Phone Numbers

   864.489.6046 - Gaffney
   864.585.0965 - Spartanburg

 

   Office Hours

Monday-Friday:
All Locations
8:30am - 5:00pm

Saturday:
1229 Floyd Baker Blvd, Gaffney
9:00am - 12:00pm

 

   Area Locations

   Gaffney Area
   Spartanburg Area

 

   Other Info

   BankLine24
   Lost or Stolen ATM and Debit Cards
   Loan Payments
   Reorder Checks