fdic

Checking Accounts

December 30, 2024 9:46 AM

Be Aware of Social Engineering Scams!

First Piedmont will never contact you and ask for your account number, debit card number, social security number, or other personal identifying information; we already know it. If you are contacted by someone who identifies themselves as an employee or associate of First Piedmont and they ask you to provide the type of identifying information mentioned above, DO NOT provide it. Instead, hang up and contact your local branch office so they can verify the calls legitimacy.

If you have a question, would like to meet with a loan officer or open a new deposit account please call 864-489-6046 and we will be glad to answer your questions over the phone or set up an appointment with a member of our staff. You can also email us at questions@firstpiedmont.com. Thank you for your cooperation.

First Piedmont – Our “Prime Interest” is YOU!

$100 Min. Opening
$1,000 Min. Opening
$5,000+ Min. Opening
Classic Gold

No Fee Checking

$100.00 minimum opening deposit
No minimum balance required after opening
Non-interest bearing
No limit on checks or debits and no per item fees
No monthly service fees
Monthly statement mailed (does not include check images)
Free ATM Card
Free Debit Card available to qualified applicants
Free 24 Hour Bankline
Free Online Banking with free Bill Pay
"Real Time" Banking - no 2:00pm cutoff

Now Checking

$100.00 minimum opening deposit
Interest bearing account
$500.00 balance required to earn interest
$400.00 minimum balance required to avoid monthly service charge
$5.00 monthly service charge if balance falls below required minimum
No limit on checks or debits; no per item fees
Monthly statement can include check images
Free ATM Card
Free Debit Card to qualified applicants
Free 24 Hour Bankline
Free Online Banking with free Bill Pay
"Real Time"' Banking - no 2:00pm cutoff
Fees may reduce earnings

Money Market Checking

$1,000.00 minimum opening deposit
Interest bearing account
$1,000.00 required to earn interest
$1,000.00 minimum balance required
$5.00 monthly service charge if balance falls below required minimum
75 free withdrawals per month
.35 per withdrawal in excess of 75
Monthly statement including check images
Free ATM card
Free Debit Card to qualified applicants
Free 24 Hour Bankline
Free Online Banking with free Bill Pay
"Real Time" Banking - no 2:00pm cutoff
Fees may reduce earnings

Investment Checking

$1,000.00 minimum opening deposit
Interest bearing account
$1,000.00 minimum balance required
$5.00 monthly service charge if balance falls below required minimum
6* free withdrawals per month: * 6 transfers are allowed, but only 3 of the 6 withdrawals may be by check to third parties
$10.00 per withdrawal in excess of 6 or in excess of 3 checks
Monthly statement including check images
Free ATM card
Free Debit Card to qualified applicants
Free 24 Hour Bankline
Free Online Banking with free Bill Pay available
"Real Time" Banking -- no 2:00pm cutoff
Fees may reduce earnings

Platinum Checking

$5,000.00 minimum opening deposit
Interest bearing account - interest paid at 91 day money market rate.
$5,000.00 balance required to eam interest
$5,000.00 minimum balance required
$10.00 monthly service charge if balance falls below required minimum
75 free withdrawals per month
.35 per withdrawal in excess of 75
Monthly statement including check images
Free ATM card
Free Debit Card to qualified applicants
Free 24 Hour Bankline
Free Online Banking with free Bill Pay
"Real Time" Banking - no 2:00pm cutoff
Fees may reduce earnings

High Yield Checking

$15,000.00 minimum opening deposit
Interest bearing account - Rate depends on balance tier
$2,500 - 14,999
$15,000 - 49,999
$50,000 and up
$2,500.00 minimum balance required
$5.00 monthly service charge if balance falls below required minimum
6* free withdrawals per month: * 6 transfers are allowed, but only 3 of the 6 withdrawals may be by check to third parties
$10.00 per withdrawal in excess of 6 or in excess of 3 checks
Monthly statement including check images
Free ATM card
Free Debit Card to qualified applicants
Free 24 Hour Bankline
Free Online Banking with free Bill Pay available
"Real Time" Banking - no 2:00pm cutoff
Fees may reduce earnings